Terms and Conditions

Welcome to ThriftyGuru.com! ThriftyGuru.com™ a Registered Trade Name. When you use ThriftyGuru.com (“thriftyguru.com”, ” ThriftyGuru“, “we”, “our”, “us”) you understand that you are subject to the following conditions. If you visit or shop at thriftyguru.com, you accept and agree to abide by these conditions. Please read them carefully. When you use any current or future thriftyguru.com service, you will be also subject to the guidelines and conditions applicable to such service or business. Before placing an order, if you have any queries relating to these terms and conditions, please email our customer service team at admin@thriftyguru.com.

BY USING THE THRIFTYGURU.COM AND THE SERVICES OFFERED THROUGH IT, YOU AGREE TO BE BOUND BY THESE CONDITIONS OF USE AND ALL RELATED POLICIES, CONDITIONS, AND GUIDELINES. IF YOU DO NOT AGREE WITH ANY OF THESE CONDITIONS OF USE, YOU MAY NOT USE THE THRIFTYGURU.COM SITE.

Privacy

Please review our Privacy Policy, which also governs your visit to the thriftyguru.com site and forms part of these terms, in order to understand our practices.

Electronic Communications

When you visit THRIFTYGURU.COM or send e-mail to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the THRIFTYGURU.COM site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Copyright

All content included on the THRIFTYGURU.COM site – such as text, without limitation, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software – is the property of THRIFTYGURU.COM or content suppliers, and is protected by Canadian and international copyright laws. The compilation of all content on the THRIFTYGURU.COM site is the exclusive property THRIFTYGURU.COM and protected by Canadian and international copyright laws. All software used on the THRIFTYGURU.COM COM site is the property THRIFTYGURU.COM or its software suppliers, and protected by Canadian and international copyright laws.

Trademarks

THRIFTYGURU.COM, ThriftyGuru, and other marks indicated on our site are trademarks or registered trademarks of ThriftyGuru.com in Canada and other countries. ThriftyGuru.com graphics, logos, page headers, button icons, scripts, and service names are trademarks of ThriftyGuru.com. ThriftyGuru’s trademarks may not be used in connection with any product or service that is not ThriftyGuru’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits ThriftyGuru.com. All other trademarks not owned by ThriftyGuru.com or its affiliates that appear on the THRIFTYGURU.COM site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by ThriftyGuru.

License and Site Access

ThriftyGuru.com grants you a limited license to access and make personal use of the THRIFTYGURU.COM site, and not to download (other than page caching) or modify it, or any portion of it, except with the express written consent of ThriftyGuru.com. This license does not include any resale or commercial use of the THRIFTYGURU.COM site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the THRIFTYGURU.COM site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data-gathering and extraction tools.

THRIFTYGURU.COM site or any portion of it may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of ThriftyGuru.com. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of ThriftyGuru.com without express written consent. You may not use any meta tags or any other “hidden text” utilizing ThriftyGuru.com’s name or trademarks without the express written consent of ThriftyGuru.com. Any unauthorized use terminates the permission or license granted by ThriftyGuru.com. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the THRIFTYGURU.COM home page, so long as the link does not portray ThriftyGuru.com or our products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any ThriftyGuru.com logo or other proprietary graphic or trademark as part of the link without express written permission.

Viruses & Hacking

You must not misuse our website by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other 5 proprietary materials due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.

The Service

This site came about because of our own continued research to achieve optimum personal health and wellbeing. We recognize that not all products/services are for all people and make an effort to represent a wide spectrum of wellness products and services, albeit some we may not have personal experience with but share the opinion of the product/service provider.

Our first priority here at ThriftyGuru.com, is to always provide valuable information and resources to help you create your own optimal personal wellbeing, and we will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.

Medical claims/No Advice or Solicitation

ThriftyGuru.com will not make any medical claims and will not be liable for any medical claims by any party involved in the above website. The Information is for informational purposes only and should not be used or construed as an approval, endorsement, or recommendation of any healthcare product or company by ThriftyGuru.com, its subsidiaries, affiliates, officers, directors, employees or agents. You acknowledge and agree that neither the Website nor any of the Information is intended to supply medical or health advice. You acknowledge and agree that the use of the Website and Information, and any decisions made in reliance upon the Website and Information, are made at your own risk. See FDA Disclosure.

Other Obligations

You may not operate any link to our website without first obtaining our written permission. Any such permission may be revoked without notice and we reserve the right to ask you to remove any link immediately and at any time. You are not permitted to do anything that may affect the security of our website or any information or material stored within it. And by clicking you are over the required age and enter our site, this means you except and abide by our Terms and Conditions.

Your Account

If you use the THRIFTYGURU.COM site, you are responsible for maintaining the confidentiality of your account and password, as well as for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use THRIFTYGURU.COM only with involvement of a parent or guardian. ThriftyGuru.com reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

Billing, Payment & Credit Card Information

When you place your first order, we will save your credit card information for use on future purchases. Your card will be billed for any recurring orders or subscriptions you initiate. We accept Visa and MasterCard and PayPal as forms of payment. We encourage you to keep your payment information up to date to avoid interruption of service.

Third party site security

If you use links on our website that lead you to external websites (including when you link through to purchase a product), we will have no control over the way your information will be processed. As other websites may handle your information in a different way, we recommend that you check the privacy policies of each website that you visit

Underage buyers

We do not take any responsibility for any underage buyers of products/services or any other company’s products.

Payment Liability

We do not take any liability for any payments or transactions through ThriftyGuru.com for any 3rd party purchased products. Any payment and/or delivery issues will be directed to the individual party.

Returns & Exchanges

Any digital download product purchased from ThrifyGuru.com is non-refundable. See return and exchange page on the website of 3rd party supplier for all other related policies.

International Site Access

This site, THRIFTYGURU.COM, can be accessed from countries other than the United States and Canada. ThriftyGuru.com may offer products or references to products that are not available outside of the United States and Canada. Any such products or references to products do not imply that such products will be made available outside the United States and Canada. If you access and use www.THRIFTYGURU.COM outside the United States and Canada you are responsible for complying with your local laws and regulations.

Reviews, Feedback, Comments, Communications and Other Content

Visitors may post reviews, comments, and other content; and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. ThriftyGuru.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant ThriftyGuru.com a nonexclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant ThriftyGuru.com the right to use the name that you submit in connection with such content, if we choose. You represent and warrant that you own or otherwise control all the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify ThriftyGuru.com for all claims resulting from content you supply. ThriftyGuru.com has the right but not the obligation to monitor and edit or remove any activity or content. ThriftyGuru.com takes no responsibility and assumes no liability for any content posted by you or any third party.
Copyright Complaints

ThriftyGuru.com respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us immediately at admin@thriftyguru.com.

Risk of Loss

All items purchased from ThriftyGuru.com are made pursuant to a shipment contract. This means that the risk of loss and title for such items passes to you upon our delivery to the carrier.

Product Descriptions

ThriftyGuru.com has made every effort to display as accurately as possible the colours of our products that appear on the website. However, as the actual colours you see will depend on your monitor, we cannot guarantee that your monitor’s display of any colour will accurately reflect the colour of the product on delivery.

All sizes and measurements (when applicable) are approximate, we do make every effort to ensure they are as accurate as possible. We will take all reasonable care to ensure that all details, descriptions and prices of products appearing on the website are correct at the time when the relevant information was entered onto the system. We reserve the right to refuse orders where product information has been incorrectly published, including prices and promotions.

ThriftyGuru.com attempts to be as accurate as possible. However, ThriftyGuru.com does not warrant that product descriptions or other content of the THRIFTYGURU.COM site are accurate, complete, reliable, current, or error-free. If a product offered by THRIFTYGURU.COM is not as described, please contact our customer service department at admin@thriftyguru.com.

Intellectual Property

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. This includes, but is not limited to, all trademarks, logos, and business names, trading names, design rights, database rights, copyright and any other intellectual property

Reliance on Information Provided

Commentary, opinion and other materials posted on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed of any of its contents.

Illegal Usage Prohibited

You shall not use ThriftyGuru.com’s Website or materials to past, transmit, upload, distribute or publish any content that is libelous, seditious, defamatory, blasphemous, fraudulent, invasive of another’s privacy, tortuous, obscene, pornographic, abusive, infringing or otherwise illegal, as determined in the sole discretion of ThriftyGuru.com. You agree to comply with all applicable local, provincial, federal and international laws, regulations and treaties while using this site. In addition, while using the website in accordance with these terms as modified from time to time, you agree to comply with generally accepted internet standards and shall refrain from any abusive use of this site.

Disclaimer of Warranties and Limitation of Liability

THRIFTYGURU.COM SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THRIFTYGURU.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THRIFTYGURU.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THRIFTYGURU.COM DOES NOT WARRANT THAT THE THRIFTYGURU.COM SITE, ITS SERVERS, OR E-MAIL SENT FROM THRIFTYGURU.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THRIFTYGURU.COM, ITS PARTNERS, AFFILIATES AND SUPPLIERS AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS, REPRESENTATIVES AND SUPPLIERS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE THRIFTYGURU.COM SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE (INCLUDING, WITHOUT LIMITATION, THOSE DAMAGES RESULTING FROMLOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION), AND CONSEQUENTIAL DAMAGES.

THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MIGHT NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Links to Other Websites

Links to third party Websites on this site are provided solely as a convenience to you. If you use these links, a new browser will be lodged to access linked Websites. ThriftyGuru.com has not reviewed these third party Websites and does not control and is not responsible for any of these Websites or their content. ThriftyGuru.com does not endorse or make any representations about them, or any information, or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party Websites linked to this site, you do this entirely at your own risks.

Termination

You acknowledge and agree that ThriftyGuru.com, in its sole and absolute discretion may, without notice to you, suspend or terminate your use of, or access to the Website, for any services and remove and discard any related materials for any reason, including where ThriftyGuru.com believe that you have violated any of these terms. You agree that ThriftyGuru.com shall not be liable to you or to any person as a result of any such suspension or termination. If you are unsatisfied with any of these terms, please discontinue using this Website.

Disclaimer

You acknowledge that you are using this site including its materials at your own risks. ThriftyGuru.com and its partners, affiliates and suppliers do not guaranty error-free or uninterrupted operations of this site. The products, services and information provided on this site are provided “as is” without any warranties of any kind including warranties of merchantable quality, fitness for particular purpose, or non infringement of intellectual property. ThriftyGuru.com and its suppliers do not warrant the accuracy and completeness of materials available on or throughout this site. The materials on this site may be out of date, and ThriftyGuru.com makes no commitment to update the materials. Information published on this site may refer to products, programs or services that are not available on your jurisdiction. Applicable law may not allow the exclusion of implied warranties, so the above exclusions may not apply to you.

Indemnification

You shall indemnify and forever save harmless ThriftyGuru.com, its partners, affiliates, parent company, and suppliers and each of their respective directors, officers, employees, consultants, agents and suppliers from and against any and all claims, demands, actions, suits, losses, costs, charges, expenses, damages and liabilities (including legal fees) which may be incurred by reason of or in connection with your use of this site.

Applicable Law

By visiting the THRIFTYGURU.COM SITE, you agree that the laws of the Province of Alberta and the laws of Canada, without regard to principles of conflict of laws, will govern these Conditions of Use. The courts of the Province of Alberta shall have exclusive jurisdiction over all disputes. You agree that jurisdiction and venue in such courts is appropriate and you agree to submit to the jurisdiction of such courts.

Revision of Terms

ThriftyGuru.com may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you and your continued use of this site signifies your acceptance of these revised terms. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages of this site.

Entire Agreement

These terms together with ThriftyGuru.com’s privacy policy constitute the complete and entire agreement between you and ThriftyGuru.com pertaining to the use of this site and superceed any prior agreements, whether written or oral.

Waiver

ThriftyGuru.com will not be considered to have waived any of its rights or remedies described in these terms unless the waiver is in writing and signed by ThriftyGuru.com. No delay or omission by ThriftyGuru.com in exercising its rights or remedies will impair or be considered as a waiver of its rights to enforce such rights at any time.

Site Policies, Modification and Severability

Please review our other policies, such as our privacy policy, posted on the THRIFTYGURU.COM SITE. These policies also govern your visit to the THRIFTYGURU.COM SITE. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. Any changes or revisions will be effective immediately upon their posting on the THRIFTYGURU.COM SITE. Your use of the THRIFTYGURU.COM SITE will be subject to the version of the Conditions of Use posted on this site at the time of such use. Accordingly, you are advised to review the Conditions of Use prior to using the THRIFTYGURU.COM SITE.

YOUR CONTINUED USE OF THIS SITE FOLLOWING THE POSTING OF ANY CHANGES OR REVISIONS WILL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES OR REVISIONS. IF YOU DO NOT AGREE TO ANY CHANGES OR REVISIONS TO THESE CONDITIONS OF USE, YOU MAY NOT USE THE THRIFTYGURU.COM SITE AND ARE TO DISCONTINUE USE OF THE SITE IMMEDIATELY. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

Promotional Offers

ThriftyGuru.com promotional offers may be subject to promotion specific guidelines and restrictions. In addition to these promotion specific conditions, all regular ThriftyGuru.com terms and conditions still apply as usual and are applied at the discretion of ThriftyGuru.com management. Orders placed, that infringe on these guidelines can and will result in the cancellation of said order and will be treated as fraudulent.

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